Commercial Credit Underwriter I-II or Senior
Company: Bank of America
Location: Newport Beach
Posted on: April 6, 2026
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Job Description:
Job Description: At Bank of America, we are guided by a common
purpose to help make financial lives better through the power of
every connection. We do this by driving Responsible Growth and
delivering for our clients, teammates, communities and shareholders
every day. Being a Great Place to Work is core to how we drive
Responsible Growth. This includes our commitment to being an
inclusive workplace, attracting and developing exceptional talent,
supporting our teammates’ physical, emotional, and financial
wellness, recognizing and rewarding performance, and how we make an
impact in the communities we serve. Bank of America is committed to
an in-office culture with specific requirements for office-based
attendance and which allows for an appropriate level of flexibility
for our teammates and businesses based on role-specific
considerations. At Bank of America, you can build a successful
career with opportunities to learn, grow, and make an impact. Join
us! Job Description: This job is responsible for supporting credit
underwriting and monitoring for new and existing clients in
partnership with a credit team. Key responsibilities include
independently managing transactions or portfolios of limited to
moderate complexity, completing and reviewing credit analysis,
evaluating risks, and writing financial analysis. Job expectations
include leading the process, ensuring timely and accurate analysis,
and coaching teammates on credit requirements. Responsibilities:
Manages a portfolio of clients supporting underwriting and/or
monitoring requirements with limited to moderate complexity
Independently works with Relationship Management, and Risk
teammates to understand structuring needs and requirements Delivers
financial modeling, loan structure, industry, economic, and other
analyses to team members to support the loan decision-making
process Reviews work of junior teammates to provide
feedback/coaching and ensure compliance with laws, rules,
regulations and policy procedure Has credit approval for certain
credit actions Leads loan structure conversations and completion of
loan documentation with internal/external legal partners Skills:
Attention to Detail Credit and Risk Assessment Financial Analysis
Underwriting Written Communications Analytical Thinking Credit
Documentation Requirements Financial Forecasting and Modeling
Recording/Organizing Information Business Acumen Collaboration
Collateral Management Loan Structuring Prioritization Required
Qualifications: · 3 years of solid experience in Commercial Banking
(Middle Market or Large Corporate or Leveraged Finance)
underwriting, performing financial analysis, structuring, and
portfolio management · Strong communication and
analytical/technical skills, including financial accounting,
modeling and loan structuring. Desired Qualifications: ·
Participate with RM or CO's to negotiate Credit Agreements & loan
documents, as needed. · Be knowledgeable of the closing process &
timeline for all types of loans (i.e. real estate, revolvers, etc.)
· BA/BS Desired Shift: 1st shift (United States of America) Hours
Per Week: 40 Pay Transparency details US - CA - Newport Beach - 520
Newport Center Dr - Newport Beach 520 Ncd (CA6814), US - CA - San
Diego - 701 B ST (CA0816) Pay and benefits information Pay range
$98,000.00 - $162,500.00 annualized salary, offers to be determined
based on experience, education and skill set. Discretionary
incentive eligible This role is eligible to participate in the
annual discretionary plan. Employees are eligible for an annual
discretionary award based on their overall individual performance
results and behaviors, the performance and contributions of their
line of business and/or group; and the overall success of the
Company. Benefits This role is currently benefits eligible. We
provide industry-leading benefits, access to paid time off,
resources and support to our employees so they can make a genuine
impact and contribute to the sustainable growth of our business and
the communities we serve.
Keywords: Bank of America, San Diego , Commercial Credit Underwriter I-II or Senior, Accounting, Auditing , Newport Beach, California
