Senior Product Manager, Lifecycle and Retention

Company: Zip
Location: San Diego
Posted on: November 1, 2025

Job Description:

Join Zip’s Product Management function and play a pivotal role in shaping the future of our direct-to-consumer and mobile app experiences. If youre passionate about creating intuitive, engaging, and high-impact consumer journeys—and thrive in fast-paced, customer-first environments—this role is for you. You’ll sit within the Direct-to-Consumer experience team, reporting to the GPM who owns the end-to-end mobile journey. Your focus will be pre-purchase enrollment and post-purchase repayment behavior. As the Product Manager for Customer Enrollment & Repayment, you’ll be the key connector between the product experience and our users’ everyday financial habits. You’ll work closely with Design, Engineering, Marketing, Data, and Customer Support to deliver delightful, intelligent, and scalable products that drive retention, loyalty, and long-term customer value. Interesting problems you’ll get to solve • Make it easier for customers to understand their repayments, statements, limits, and fees, helping them build healthy financial behaviors. • Reduce confusion and support inbound volume by creating clear, self-service, in-app education and notifications that build confidence and repeat use. • Work with Design and Data teams to ensure that repayment journeys are intuitive, nudges are timely, and friction is removed across the mobile app. • Drive repeat transactions by enabling seamless enrollment and account management flows (e.g., reminders, account status insights, loyalty triggers). • Partner with Risk and Compliance to build responsible credit experiences that meet Zip’s regulatory standards while supporting customer needs. • Use experimentation, user feedback, and behavior analysis to optimize the in-app engagement loop from Enrollment ? checkout ? repayment ? repeat. • Influence Zip’s broader customer lifecycle strategy alongside other product managers across the Consumer Experience pillar. What you’ll bring to the team Education & Training: • Bachelor’s degree in a relevant field (e.g., Business, UX, Computer Science, Psychology). • Product Management certifications or training programs are a plus. Experience: • 7 years of product management experience, ideally in D2C fintech, mobile apps, or consumer payment platforms. • Demonstrated success improving post-purchase engagement, repayment, or lifecycle retention in a high-growth environment. • Deep understanding of mobile app UX patterns, behavioral triggers, and in-app education principles. • Experience working with cross-functional teams (Design, Data, Engineering, Legal, Risk). • Comfort using experimentation tools and interpreting data to drive iteration. • Experience in regulated environments (e.g., credit, lending, payments) is highly desirable. Skills: • Strong product sense with attention to detail in flow design and content clarity. • Ability to break down complex financial processes into simple, user-friendly experiences. • Proficient in tools like Amplitude, Figma, Jira, or equivalent. • Great communicator who brings teams along the journey and builds stakeholder trust. • Bias for action, strong prioritization instincts, and a customer-first mindset. Mindset: • Curious and collaborative—energized by exploring how things work and how they can be better. • Balances short-term fixes with long-term strategic improvements. • Resilient and resourceful in fast-paced, ever-changing environments. • Passionate about delivering responsible products that empower and retain customers. What you’ll get in return Zip is a place where you’ll get out what you put in. The newness of our sector means we need to move at pace and embrace change, and our promise to you when you join the team is that you’ll feel empowered and trusted to make big things happen quickly. We want you to feel welcome and as though you have the support to be yourself, and care for yourself at work. Because it’s important to us that you make the most of the opportunities you’ll get to grow your skills and your career, and be surrounded by smart, friendly people and leaders that have your back. We think these are just some of the best things about being a Zipster. We will also offer you: • Flexible working culture • Incentive programs • 20 days PTO every year • Generous paid parental leave • Leading family support policies • 100% employer covered insurance • Beautiful Midtown office with a casual dress code • Learning and wellness subscription stipend • Company-sponsored 401k match

Keywords: Zip, San Diego , Senior Product Manager, Lifecycle and Retention, IT / Software / Systems , San Diego, California