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Mortgage Lock Desk

Company: Global Equity Finance, Inc.
Location: San Diego
Posted on: September 16, 2020

Job Description:

Job DescriptionGlobal Equity Finance, Inc. is currently seeking a self-motivated and communicative Disclosure Specialist to join our dynamic operations team. We offer uncapped bonuses! This position reports directly to the VP of Operations and requires a candidate that possesses a positive, results-driven attitude.Job Duties:-- Day-to-day review of loan applications in preparation for creating the initial disclosure.-- Develop working knowledge of federal and multi-state laws and agency disclosure guidelines affection residential mortgage origination: TRID.-- Develop thorough understanding of company LOS system.-- Identify and track all assigned loan files/documents that are received in individual queue.-- Review accuracy of information of Loan Estimate such as loan amount, interest rate, taxes, etc.-- Responsible for timeliness and preparation of re-disclosed documents and updating information due to Changes of Circumstances (COC) such as loan amount changes, re-locking loan due to IR changes, etc.-- Prepare all require initial disclosure documents within three days of loan application date to ensure compliance with governance, policies, and procedures.-- Communicate with sales and operations teams as necessary to confirm that disclosures are appropriate and provide feedback when modifications are required.-- Other duties as assigned.Qualifications:-- Bachelor's degree preferred.-- Minimum 1-year Residential Mortgage (FHA/VA) experience required.-- Familiarity with FileMaker, PATH, and TRID preferred-- Maintain a working knowledge of Government and GSE lending guidelines.-- Ability to read and interpret investor rate sheets, guidelines, and pricing policies.-- Exceptional analytical, problem solving, and communication skills.-- Must be detail oriented.The Company:-- At Global Equity Finance, you will be part of a close-knit team of industry professionals who all share an energetic, dedicated work ethic and a common goal--achieve success for our customers, our business, and for each other.Our positive, fast-paced, hardworking culture runs strong throughout the organization, making GEQ a desirable place to work.We believe in Culture, Customer Service, and Technology. In an industry of "big banks" with competing, conflicting interests and unclear, often company-centric motives, we strive to distinguish ourselves through our honest, transparent, and reliable lending practices.We also value our employees by consistently giving recognition and organizing several company events per year including; regularly catered lunches, BBQ's, happy hours, and holiday parties.

Keywords: Global Equity Finance, Inc., San Diego , Mortgage Lock Desk, Other , San Diego, California

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