the smart solution for San Diego jobs

Mortgage Loan Officer (Alameda County) - San Diego

Company: USE Credit Union
Location: San Diego
Posted on: July 13, 2018

Job Description:


  • Greet and welcome clients to the credit union in a courteous and professional manner.
  • Provide an extra-ordinary service experience and adhere to the credit union's quality service standards.
  • Effectively sell first and second mortgage products and services to meet each client's individual financial needs and goals.
  • Originate mortgage loan applications using loan origination systems (LOS), and utilize sales tools to assist clients in choosing the right loan for their personal financial situation.
  • Follow-up on all assigned mortgage leads and update the status within the LOS, within established timelines to ensure all service guarantees are met.
  • Originate Fixed 2nd Trust Deed and HELOC loan applications using the LOS, when needed.
  • Set proper expectations for the loan process, and conduct a warm handoff of loan to processing team to ensure an extra-ordinary service experience.
  • Communicate loan status updates to all parties during the mortgage process when needed to ensure on-time loan closing. Ask for referrals and constantly prospect for new clients and business referral partners.
  • Develop annual business plan with monthly/quarterly strategies for assigned market area, with VP, Real Estate or Area Lending Manager. Once business plan is approved, you will independently implement the strategies of the plan.
  • Initiate proactive calling program to external targeted prospects and proactively manage call list or programs.
  • Attend community networking mixers
  • Maintain monthly sales log; along with the monthly Status of Report.
  • Manage loan pipelines, including timely and proactive follow-up on leads, approved loans, meeting targeted loan closing ratios and other product cross-sell ratios. Update the LOS with member conversations as required by management.
  • Maintain the required knowledge of policies and procedures, laws and regulations, as well as other compliance requirements.
  • Record all transactions promptly and accurately in compliance with all credit union policies and procedures.
  • Properly identify all customers when transacting business and giving information.
  • Remain current and knowledgeable of all credit union products and services.
  • Cross-sell and refer investment and insurance products.
  • Meet loan production volume and all other goals as assigned.
  • Respond promptly to customer inquiries, handle and/or resolve client issues/complaints.
  • Protect the credit union assets by adhering to safe and sound security practices.
  • Work efficiently with all team members to reach monthly and annual loan production goals. Qualifications
  • Bachelor's degree (B. A.) from four-year College or University; and minimum of 3 years of previous experience in originating first mortgage loans is required; and/or combination of education and experience.
  • Knowledge of market area is required.
  • Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.
  • Ability to use loan origination systems, contact management software, mortgage coach software and Microsoft Office application products, as well as the ability to learn new applications quickly; requires general knowledge of computer networks and database use.
  • Valid California driver's license required.
  • All Mortgage Loan Originators (MLO) must be actively registered with the National Mortgage Licensing Service (NMLS). Must renew and pass annually to maintain active status.
  • To perform this job, the employee must possess strong interpersonal skills, good phone and e-mail etiquette, a professional presentation, and a high degree of personal initiative.
  • Must exhibit the following characteristics: honesty, integrity, stress tolerance, adaptability, patience, initiative, persuasiveness, resilience and enthusiasm. Must be goal driven and results focused.
  • Due to the nature of the outside calling functions, the employee must be able to work nights and weekends. University and State Employees Credit Union is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected Veteran Status, or any other characteristic protected by applicable federal, state, or local law. 3

    Keywords: USE Credit Union, San Diego, Mortgage Loan Officer (Alameda County) - San Diego, Other, San Diego, California

    Click here to apply!

    Didn't find what you're looking for? Search again!

    I'm looking for
    in category

  • Other Other Jobs

    System Safety Engineer III
    Description: br br br br Please Enable Cookies to Continue br Please enable cookies in your browser to experience all the personalized features of this site, including the ability to apply for a job. br (more...)
    Company: NASA Jet Propulsion Laboratory
    Location: Pasadena
    Posted on: 07/20/2018

    FT PT Online Career - Remote Position
    Description: 25 yr old Benefits Company is currently interviewing for remote career opportunities. You will return calls and emails to provide information
    Company: Ameriplan Careers
    Location: Lakeside
    Posted on: 07/20/2018

    Stock Associate - University Town Center #38
    Description: br br Job Title br br br Stock Associate - University Town Center 38 br br br br br Location br br br 0038 - F21 - University Town Center - SAN DIEGO, CA 92122 US Primary (more...)
    Company: Forever 21
    Location: San Diego
    Posted on: 07/20/2018

    Uber Eats Part Time Delivery - Scooter
    Description: Delivering with Uber is an easy way to earn money in your spare time. You sign up, deliver whenever it works for you, and get paid every week. Why deliver with Uber ul li Flexibility: With Uber, (more...)
    Company: Uber Eats
    Location: Lemon Grove
    Posted on: 07/20/2018

    Mortgage Closer/Funder
    Description: Mortgage Closer/Funder needs 5 yrs in mortgage funding/closing Mortgage Closer/Funder requires: TRID is a must computer skills
    Company: Global Channel Management, Inc.
    Location: Pasadena
    Posted on: 07/20/2018

    Mgr Programs 2
    Description: Northrop Grumman Mission Systems NGMS is seeking a Program Manager 2 to join our leadership team. This position will be located in San Diego, CA. This program manager will be expected to lead complex (more...)
    Company: Northrop Grumman
    Location: San Diego
    Posted on: 07/20/2018

    Benefits Co Seeking Work At Home Rep's!
    Description: Looking for career oriented individuals to join our award winning team. This is a solid company
    Company: AA Caruso Enterprises
    Location: San Diego
    Posted on: 07/20/2018

    Visual Associate - Sports Arena
    Description: br br Job Title br br br Visual Associate - Sports Arena 634 br br br br br Location br br br 0634- F21- Sports Arena - SAN DIEGO, CA 92110 US Primary br br br br (more...)
    Company: Forever 21
    Location: San Diego
    Posted on: 07/20/2018

    Seeking Homeworkers! Flexible schedule
    Description: Our 26 year old health benefits company has expanded it 039 s provider base and is actively
    Company: Ameriplan Careers
    Location: San Diego
    Posted on: 07/20/2018

    Patient Care Associate 12HR Schedule
    Description: When you join Employer in Pasadena, CA, you are aligning yourself with an organization whose values drive our philosophy of care. Our focus on delivering quality, service, and cutting edge care, enables (more...)
    Company: Huntington Hospital
    Location: Pasadena
    Posted on: 07/20/2018

    Log In or Create An Account


    Forgot password?

    Find us on Facebook

    Find us on LinkedIn

    Get the latest California jobs by following @recnetCA on Twitter!

    San Diego RSS job feeds